Privacy Policy

1. Introduction

Motsepe Wealth ("we", "us", or "our") provides AI-driven capital decision support tools for freelancers and independent contractors. We are committed to protecting the privacy of individuals who visit our website or use our platform ("Services"). By accessing or using our Services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We may collect the following categories of information when you interact with our Services:

• Account Information: name, email address, and login credentials provided when you register for an account.
• Usage Data: information about how you interact with our platform, including pages visited, features used, and time spent.
• Device and Technical Data: browser type, IP address, device identifiers, and operating system collected automatically through standard web technologies.
• Communications: information you provide when contacting us for support or feedback.
• Financial Preferences: non-sensitive inputs you provide to our tools to generate decision-support outputs, such as stated goals or risk preferences.

3. How We Use Information

We use collected information for purposes including:

• Providing, operating, and maintaining our Services.
• Personalizing content and improving the relevance of our tools.
• Communicating with you about updates, security alerts, and support requests.
• Monitoring usage patterns to improve platform performance and reliability.
• Complying with applicable legal obligations.

4. Legal Basis for Processing

Where applicable law requires it, we rely on legal bases such as your consent, the necessity of processing to perform a contract with you, compliance with legal obligations, or our legitimate interests in operating and improving our Services.

5. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting or analytics, under contractual confidentiality obligations.
• Regulatory or governmental authorities where required by applicable law.
• Successor entities in connection with a merger, acquisition, or sale of assets, subject to continued protection of your information.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

7. Data Security

We implement reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, as well as the right to object to certain processing or to request portability of your data. To exercise these rights, please contact us using the details provided on our website.

9. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to operate our Services, remember preferences, and analyze usage trends. You can control cookie settings through your browser, though disabling cookies may affect certain features of our Services.

10. Third-Party Links

Our Services may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or content of these third parties, and we encourage you to review their privacy policies separately.

11. Children's Privacy

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. International Data Transfers

If you access our Services from outside the country in which our servers or service providers are located, your information may be transferred across borders. We take reasonable steps to ensure such transfers are conducted in accordance with applicable data protection requirements.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Updates will be posted on this page with a revised effective date. Continued use of our Services after changes take effect constitutes acceptance of the revised policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out through the contact channels listed on our website footer.

This document is a general template and does not constitute legal advice. Motsepe Wealth recommends consulting a qualified legal professional to ensure this policy accurately reflects your operations and complies with applicable law in your jurisdiction.